10 Tips for Keeping Your Money and Passports Safe When Traveling 1

Many people spend so much time planning their trip that they sometimes
forget about the most important things – how to safeguard your
money and passports and other valuables when you are away from
home. Running out of money or losing a passport can be a disaster, and
can end up ruining an entire trip.

Luckily, thanks to a global network of ATMs, it is easy to get local
currency, but that is not to say that you should be careless, or give
up on traveler’s checks altogether. In fact, in some cases, the bank
fees on the exchange rate when you take the money out of the ATM can
be quite high.

But the main thing is to be sensible and cautious with you most
valuable possessions while you are on vacation. If it would be
difficult if not impossible to replace it, then don’t bring it.
Here are ten great tips on how to keep your money and passports safe
when traveling.

1. Before booking hotel accommodations, research as to whether or not
they have a safe in the hotel, or individual ones in the room. If you
use the hotel safe, put all your belongings in an envelope which is
then sealed, and sign across the seal to prevent tampering. Ask for a
detailed receipt and have it signed by the person who manages the
safe. For a room safe, make sure that you follow the instructions
carefully.

2. Purchase a small amount of foreign currency before you leave the
States. This can be used for tips, taxis, and breakfast upon arrival
at the airport. Keep it in a separate wallet or bag from your usual
money, and make sure you bring 2 different ATM/credit cards with you,
to always have a back up.

3. Instead of carrying large amounts of cash, it is preferable to
carry a combination of traveler’s checks, cash, foreign currency, and
credit/debit cards. You might consider getting a separate account and
using a debit card for that account just in case the card is lost or
stolen, to limit the amount of damage that can be caused. It will also
help you budget for your vacation.
4. Purchase special belt pouches to carry money and passports. Some of
these hang around the neck, and others can be worn around the waist.
Make sure they are under your clothing wherever possible, and keep
track of it whenever you are in a crowd.

5. Never put cash, checks or credit cards in your luggage. Valuable
items should be kept in your on-board carry on luggage. Insure all
valuable items in case of theft. Check to see what insurance coverage
you have through purchasing your travel using a credit card, or
through travel insurance you might have purchased

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